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Whether it’s a tree change, you just want to work less and enjoy life more or you’ve divorced, we can help you work out your objectives and what matters, and guide you to re-organise your finances to match.
We want you to make the very best decisions for investing your savings. By building the right skills, knowledge and behaviors, we will help you make the most of your investments.
There are times where even coaching is not enough, where its complicated and you need specialist technical adviser. Once we understand your needs, we can help by referring you to an appropriately licensed professional. We have a panel of experts in personal advice for superannuation, life insurance, accounting and tax, wills and testamentary trusts and home loans.
What our clients say
“Penny has shown herself capable of independent resourceful work habits which will be of immense benefit to her. Her independent streak shows no sign of diminishing”
Mr McPherson. Grade 5 Teacher, November 1973
“Penny provides consistently sound and thoughtful advice that genuinely takes into account what I’m looking for from life.”
– Rachel. Mother and financial services professional
“Penny took the time to not only help us better understand our own financial position (which I thought I already knew), but she walked us through step by step all of our options. As a result our financial position is in an even stronger position than I thought was possible.”
– Adam. Sales professional and family man
“Penny’s thoughtful, careful analysis of my finances and personal situation was refreshing and very reassuring. She’s a real ‘go to’ person for anything relating to financial security and independence.”
– Rosemary, company director and mother of three.
Penny Armytage – Principal.
I believe if its worth doing, its worth doing properly.
I want to help you make the very best choices for your future, so you are fearless in taking life changing decisions.
5 seconds of inspiration
“Success is not final, failure is not fatal, its is the courage to continue that counts”
“It is better to keep your mouth closed and let people think you are a fool than to open it and remove all doubt.”
“You don’t learn to walk by following rules. You learn by doing, and by falling over.”
“Promise me you’ll always remember: You’re braver than you believe, and stronger than you seem, and smarter than you think.”
A. A. Milne
“The most difficult thing is the decision to act, the rest is merely tenacity. The fears are paper tigers. You can do anything you decide to do. You can act to change and control your life; and the procedure, the process is its own reward. “